I don’t suppose homeownership happens any easier than it did for me.
But it’s not that I didn’t struggle to find a house for the longest time.
In fact, I’ve been saving for a house for a dozen years while living in apartments. That’s a lot of time to spend sharing walls & wishing for more air conditioner. Living in the south requires upgraded Heating & A/C unit which I never had in any of my apartments. The cooling was meager the hotter it got. Still I saved however I just couldn’t seem to get enough for a downpayment on a home. So when my Grandma provided me her household when she died, I was beyond grateful. Nobody wants to lose their Grandma that’s for sure. But the fact that I can honor her by turning her locale into a household she’d be proud of has been my mission. The house is enjoyable however it was definitely dated. Grandma lived on a fixed income for a long time. But she was able to manage with the outdate central air conditioner unit. It was pretty clear when the Heating & A/C contractor came out to inspect that the ductwork wasn’t going to work either. That meant a pressing chunk of more cash. So instead, I opted to go with a series of ductless heat pumps. This meant that I could leave the ductwork alone & just have the old heat pump removed. The ductless heat pump are super efficient since they don’t have ductworks. I have four of them throughout the house & I love being able to dial them in independently. It’s almost a sort of zone controlled Heating & A/C situation.